North Carolina
Hobby Farm and Horse Farm Insurance Information
Information for Chapel
Hill NC Hobby Farms, Chatham County, Orange County and Pamlico County Hobby
Farms
Some of the features to ask your agent about are:
Livestock coverage on
your horses is provided for named perils such as Fire, Transportation,
Theft, Flood, Impact by vehicle, Collapse of Building. Optional coverage for
Colic and Death due to Foaling Complications. Full Mortality is also available. Replacement Cost coverage on
Farm Buildings. No depreciation on complete or partial losses for
building, repair or replacement of fixed equipment. Loss of use coverage for
self propelled equipment. Coverage for tack, on and off premises. Coverage for
borrowed farm machinery. Basic Farm Liability limits
of $2,000,000 with higher limits available. Commercial Liability for
Riding Lessons, Training, Tack Shops. Employers Contingent
Liability and employees as additional insureds included. Comprehensive (all risk)
coverage on farm dwellings and contents. Stableman's Liability
for your legal responsibility for horses of others in your custody and
care (breeding, boarding, and training). Guaranteed replacement cost
on farm dwellings and replacement cost on contents.
Suggestions
from the fine folk at Meester Insurance in Ontario, Canada
.
